Overview: Comprehensive workplace 401(k) services.

Ditch the one-size-fits-all approach

Ditch the one-size-fits-all approach to retirement services and design a workplace 401(k) plan that fits the diverse needs of your employees. Explore how access to an array of investment options and thoughtful plan features can help you work toward your strategic goals and drive employees toward financial security. 

Streamlined plan administration.

Make administering your company's 401(k) plan easier with our built-in efficiencies. Make informed decisions by tapping into our readily accessible expertise, insights, and data.

Features carousel

  • Plan design consulting

    Get help choosing from a wide array of investment options, and access support for complex workplace 401(k) plan designs, industry-specific benchmarking, and projections for proposed plan changes. 
     

  • Support when you need it

    Encounter a problem? Never submit a ticket. Work closely with a Relationship Manager and have direct access to our support team.

  • Regulatory compliance assistance

    Access the latest regulatory information, market trend analyses, and resources for annual workplace 401(k) plan audits.
     

  • Plan analytics at your fingertips

    Make informed decisions by tracking more than 40 key metrics, monthly trends, and progress toward your workplace 401(k) plan objectives.
     

  • Cybersecurity

    Feel confident in our rigorous security protocols, backed by our commitment to participants: The Schwab Security Guarantee.1
     

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Workplace 401(k) plan features built for success.

  • Benefits for your employees

    Our workplace 401(k) plan features are designed to engage employees through a collection of human and digital support resources. We address plan participants' feelings and behaviors tied to money and provide education, tools, and guidance to help them work toward reaching their financial goals.
     

    Your employees' experience

  • Our holistic approach

    Retirement is just one aspect of your employees' financial lives. We offer access to a broad range of solutions and weave financial wellness into our workplace 401(k) plan resources so that your employees have the support they need to work toward their savings and investment goals.
     

    Workplace financial wellness

  • Help staying on track

    Offer access to third-party managed accounts or online advice services from an independent registered investment adviser.2 This gives 401(k) plan employees access to the retirement planning tools that may work best for them.
     

    Managed account and advice services

  • Our approach

    Discover how Schwab Retirement Plan Services offers competitive and transparent pricing for customized workplace 401(k) plans and service, all backed by Schwab's decades of experience.
     

    Why Schwab Retirement Plan Services

  • Consultant support

    Are you a consultant? Find out more about how we can help you support your clients with data, insights, and access to a broad range of solutions—all with a company 401(k) plan that doesn't include compromises for them.
     

    Consultants

  • Workplace 401(k) learning hub

    Schwab Retirement Plan Services offers a growing collection of educational resources to support you, whether you are an employer or retirement plan consultant.
     

    Explore the hub

Comprehensive services for each need.

We take pride in providing comprehensive retirement solutions to support the goals of each employer and each employee. To further enhance talent retention and acquisition and support executive-level employees, we also offer nonqualified deferred compensation plans and defined benefit plans. Discover how we can strengthen your benefits offering.

See what we can do to help you attract and keep talent.

"We," "us," and "our" refer collectively to The Charles Schwab Corporation and its separate but affiliated companies and subsidiaries unless otherwise noted.

1. Schwab will cover losses in any of your Schwab accounts due to unauthorized activity. Read more at schwab.com/guarantee. "Schwab" refers here to Charles Schwab & Co., Inc. Transactions initiated by people who have been granted permission to act on behalf of an account holder are considered authorized and are not covered. To learn more, please read the full Security Guarantee at schwab.com/schwabsafe/security-guarantee.

2. At the direction of the Plan Sponsor, or Plan Administrator, Participants may have access to advice services that can provide Participants with a retirement savings and investment strategy for their Plan account, furnished by an independent registered investment advisor ("Advisor"). The Advisor is not affiliated with or an agent of Schwab Retirement Plan Services, Inc. (SRPS); Charles Schwab & Co., Inc. (CS&Co.), a federally registered investment advisor; or their affiliates. Neither SRPS, CS&Co., nor their affiliates supervise, make recommendations with respect to, or take responsibility for monitoring the advice services provided to the Participants by the Advisor.

(0323-3GFJ), (0923-3EAJ)
Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Designated Brokerage Services. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Schwab Designated Brokerage Services (DBS), a division of Charles Schwab & Co., Inc., provides technology solutions for corporate clients with regulatory requirements to monitor employee security transactions.  Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab")(Member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors as well as provides services to retirement and other benefit plans and participants. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC, sipc.org), and affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice. Its banking subsidiaries, Charles Schwab Bank, SSB and Charles Schwab Premier Bank, SSB (Members FDIC and an Equal Housing Lenders), provide banking and lending services and products; Charles Schwab Trust Bank (Member FDIC), provides trust, custody, and deposit products and services. Its recordkeeping subsidiary, Schwab Retirement Plan Services, Inc., provides recordkeeping and related services. What we share here to help support you, your employees, your plan, and your participants represents the broad range of products and services available through The Charles Schwab Corporation and its operating subsidiaries. This includes access to brokerage, banking, trust, and recordkeeping services to help respond to needs that may exist within or beyond your retirement plan.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank, Member FDIC, and Charles Schwab & Co., Inc., Member SIPC. Trust, custody, and deposit products and services are offered by Charles Schwab Trust Bank. Brokerage products and services are offered by Charles Schwab & Co., Inc. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

© 2024 The Charles Schwab Corporation. All rights reserved. (0522-225N)

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