Defined benefit plans.

Flexible plan services paired with dedicated support.

An industry-leading benefit, delivered seamlessly.

Defined benefit plans can set a company apart and help attract and retain top talent. To bring you the best products, services, and insights the market has to offer, we've collaborated with Conduent, a leading defined benefit specialist. Our dedicated support and flexibility combine with Conduent's scale and platforms to bring you even more value.

Choose services à la carte or a customized combination to create a plan that inspires confidence.

Expertise in diverse plan types

  • Expertise in diverse plan types

    Traditional pension plans, cash balance plans, hybrid plans, and administration for frozen plans

  • Dedicated support team

    Support from a dedicated Schwab Retirement Plan Services team, with the ability to consult with Conduent specialists

  • Flexible, customizable portfolio

    No propriety investment restrictions, plus options for collective trust funds and unique management capabilities with separately managed accounts

  • Comprehensive plan recordkeeping

    Support with compliance management, reporting, and program data analytics, and more

  • Trust and custody services

    More than 30 years of industry experience, extensive scale, and a history of advocating for investors through Charles Schwab Trust Bank*

  • Tailored consulting options

    In-house actuarial services at a fair price, cash balance plan design consulting, and cross-testing for DB and DC plans

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Plan sponsor support at every step.

  • Data analytics, case management, compliance support, and robust reporting tools
  • Expert support for data remediation, audit services, and special initiatives
  • Access to add-on consultations for de-risking strategies

All-in-one employee benefits.

  • Streamlined single sign-on experience and electronic transactions
  • Consolidated statements and interactive calculators to support informed decision-making
  • Access to beneficiary support team and retirement case administrators for personalized assistance

Advanced scale, technology, and data support.

Conduent delivers digital business solutions and services spanning the commercial, government, and transportation spectrum, with over 40 years of market leadership. Plan sponsors benefit from Conduent's robust defined benefit plan administration services and the company's responsive, experienced specialists.

See how we can help you reach your plan goals.

Get in touch Call 877-362-0410

"We," "us," and "our" refer to Schwab Retirement Plan Services, Inc.

Conduent is not affiliated with Schwab Retirement Plan Services, Inc.

Conduent and Conduent Agile Star are trademarks of Conduent, Inc. and/or its subsidiaries in the United States and/or other countries.

*The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank and Schwab Retirement Plan Services, Inc. Trust, custody, and deposit products and services are available through Charles Schwab Trust Bank, Member of FDIC. Schwab Retirement Plan Services, Inc. is not a fiduciary to retirement plans or participants and only provides recordkeeping and related services.

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Investment Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Designated Brokerage Services. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Schwab Designated Brokerages Services, a division of Charles Schwab & Co., Inc., provides technology solutions for corporate clients with regulatory requirements to monitor employee security transactions. . Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab", member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation ("Charles Schwab") provides a full range of securities brokerage, banking, money management, and financial advisory services, as well as services to retirement and other benefit plans. Charles Schwab & Co., Inc. offers investment services and products. Charles Schwab Bank, SSB (Member FDIC and an Equal Housing Lender) and Charles Schwab Trust Bank (Member FDIC) provides trust, custody, deposit, and lending products and services. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

© 2023 The Charles Schwab Corporation. All rights reserved. (0522-225N)