Defined benefit plans.

Flexible plan services paired with dedicated support.

An industry-leading benefit, delivered seamlessly.

Defined benefit plans can set a company apart and help attract and retain top talent. To bring you the best products, services, and insights the market has to offer, we've collaborated with Conduent, a leading defined benefit specialist. Our dedicated support and flexibility combine with Conduent's scale and platforms to bring you even more value.

Choose services à la carte or a customized combination to create a plan that inspires confidence.

Expertise in diverse plan types

  • Expertise in diverse plan types

    Traditional pension plans, cash balance plans, hybrid plans, and administration for frozen plans

  • Dedicated support team

    Support from a dedicated Schwab Retirement Plan Services team, with the ability to consult with Conduent specialists

  • Flexible, customizable portfolio

    No propriety investment restrictions, plus options for collective trust funds and unique management capabilities with separately managed accounts

  • Comprehensive plan recordkeeping

    Support with compliance management, reporting, and program data analytics, and more

  • Trust and custody services

    More than 30 years of industry experience, extensive scale, and a history of advocating for investors through Charles Schwab Trust Bank*

  • Tailored consulting options

    In-house actuarial services at a fair price, cash balance plan design consulting, and cross-testing for DB and DC plans

of 6

Plan sponsor support at every step.

  • Data analytics, case management, compliance support, and robust reporting tools
  • Expert support for data remediation, audit services, and special initiatives
  • Access to add-on consultations for de-risking strategies

All-in-one employee benefits.

  • Streamlined single sign-on experience and electronic transactions
  • Consolidated statements and interactive calculators to support informed decision-making
  • Access to beneficiary support team and retirement case administrators for personalized assistance

Advanced scale, technology, and data support.

Conduent delivers digital business solutions and services spanning the commercial, government, and transportation spectrum, with over 40 years of market leadership. Plan sponsors benefit from Conduent's robust defined benefit plan administration services and the company's responsive, experienced specialists.

See how we can help you reach your plan goals.

Get in touch Call 877-362-0410

"We," "us," and "our" refer to Schwab Retirement Plan Services, Inc.

Conduent is not affiliated with Schwab Retirement Plan Services, Inc.

Conduent and Conduent Agile Star are trademarks of Conduent, Inc. and/or its subsidiaries in the United States and/or other countries.

*The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank and Schwab Retirement Plan Services, Inc. Trust, custody, and deposit products and services are available through Charles Schwab Trust Bank, Member of FDIC. Schwab Retirement Plan Services, Inc. is not a fiduciary to retirement plans or participants and only provides recordkeeping and related services.

(0923-3EAJ)
Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Designated Brokerage Services. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Schwab Designated Brokerage Services (DBS), a division of Charles Schwab & Co., Inc., provides technology solutions for corporate clients with regulatory requirements to monitor employee security transactions.  Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab")(Member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors as well as provides services to retirement and other benefit plans and participants. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC, sipc.org), and affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice. Its banking subsidiaries, Charles Schwab Bank, SSB and Charles Schwab Premier Bank, SSB (Members FDIC and an Equal Housing Lenders), provide banking and lending services and products; Charles Schwab Trust Bank (Member FDIC), provides trust, custody, and deposit products and services. Its recordkeeping subsidiary, Schwab Retirement Plan Services, Inc., provides recordkeeping and related services. What we share here to help support you, your employees, your plan, and your participants represents the broad range of products and services available through The Charles Schwab Corporation and its operating subsidiaries. This includes access to brokerage, banking, trust, and recordkeeping services to help respond to needs that may exist within or beyond your retirement plan.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank, Member FDIC, and Charles Schwab & Co., Inc., Member SIPC. Trust, custody, and deposit products and services are offered by Charles Schwab Trust Bank. Brokerage products and services are offered by Charles Schwab & Co., Inc. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

© 2025 The Charles Schwab Corporation. All rights reserved. (0522-225N)