Knowledge. Confidence. Action.

Discover the difference your workplace financial wellness benefits could make.

Primary Goal

Financial wellness begins when a person takes control of their finances, understands their financial goals, and is confident they can reach them. At Charles Schwab, we call that being an owner. But the journey to ownership isn't always a straight path. That's why we build ongoing workplace financial wellness support into our services for retirement plans, stock plans, and employee trade monitoring

People don't always take the actions they should.

We've been helping people manage their finances for over 45 years—and we've learned that there can be a big gap between what people want to achieve and what they actually do.

Why It Matters | Financial Foundation

  • 39% Icon


    Only 39% of people automatically put savings toward their long-term goals on a regular basis.1

  • 31% icon


    Of those who have an investment account, 31% don't regularly rebalance their portfolio.2

  • 53% icon

    Retirement contribution rates

    As of 2019, 53% of 401(k) participants have not changed or have decreased their contribution rate in the past two years.3

  • 28% icon

    Financial planning

    Just 28% of Americans have a written financial plan, even though having one could help them maintain healthier saving and investing habits.4

Financial wellness has always been at the core of everything we do.

We believe three key factors drive effective workplace financial wellness support:

Parents and their two small children ride bicycles on a path through a field of tall grass.

1. It's integrated.

We combine our resources with your existing benefits program to make it easier for employees to take advantage of the support.

Two mothers sit on a couch, holding their baby and smiling.

2. It's personal.

We build our support for the individual, to help meet different employee financial needs across life stages, knowledge levels, and income brackets.

A couple wearing backpacks hikes through the woods.

3. It's action-oriented.

We give employees ways to take action so that they can take control of their evolving financial situations.

Ready to talk?

Explore our integrated approach to financial wellness support.