Helping participants pursue better outcomes.

Step by step, with support along the way.

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A woman checks her retirement savings on the go with the Schwab Workplace Retirement App.

Schwab Retirement Plan Services is committed to making available the support they need, no matter where they are on their financial journeys.

We look at a person's financial evolution as a series of approachable phases: earner, saver, investor, owner. And we believe that we can make a positive and lasting impact on people by supporting them where they are—each step of the way.

That's why we build financial wellness into everything we do. Using a powerful combination of innovative technology and service from real people, we provide participants with education and guidance to support their full financial lives.

Offering help when people need it.

Offering help when people need it

  • Managed account and advice services

    Access to third-party personalized advice and for a fee, ongoing retirement plan account management designed to help participants save more and stay on track.1

    Learn more

  • The Schwab Workplace Retirement App

    A secure mobile app enabling on-the-go access to account information, market news, and savings progress.2

    Learn more

Content

  • Participant website

    A modern, intuitive web experience that gives participants access to account details and useful resources.3

  • Financial coaching

    One-on-one conversations addressing participants' financial concerns and goals to help them take their next best step.

  • Participant Services

    Representatives available to assist participants in understanding plan options and finding the right resources and tools to help meet their retirement savings needs.

Tailored communications

Targeted messaging that addresses participants' needs at every stage of their financial journeys—helping them make informed decisions and take action.4

Tailored messaging is available.

Education, tools, and resources.

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    My Financial Guide

    An interactive online dashboard designed to help participants understand how the pieces of their financial lives can fit together, from managing debt to saving for emergencies. Schwab Moneywise® expands educational content with access to a vast network of resources.

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    My Retirement Progress™

    A clear view of a participant's progress toward their retirement goals.5

Education, tools, and resources

  • ICN Calculator icon

    Retirement and savings calculators

    Online tools to help participants assess their financial pictures and work toward their personal goals.

  • ICN Webcast icon

    Educational events

    Live and on-demand education on a range of important topics, such as debt management and estate planning, to help participants build their financial knowledge.

A legacy of trust

Rated by participants as a top leader in trust in the National Association of Retirement Plan Participants (NARPP) Study for the last four years in a row.6
 

More resources

HSA Spotlight: Closing the HSA Knowledge Gap
It's crucial for people to understand the advantages of HSAs so they don't miss out on potential long-term savings. To find out more about the unique benefits of HSAs and what we're doing to educate participants, check out our HSA spotlight.

Contact

1. At the direction of the Plan Sponsor, or Plan Administrator, Participants may have access to advice services that can provide Participants with a retirement savings and investment strategy for their Plan account, furnished by an independent registered investment advisor ("Advisor"). The Advisor is not affiliated with or an agent of Schwab Retirement Plan Services, Inc. (SRPS); Charles Schwab & Co., Inc. (CS&Co.), a federally registered investment advisor; or their affiliates. Neither SRPS, CS&Co., nor their affiliates supervise, make recommendations with respect to, or take responsibility for monitoring the advice services provided to the Participants by the Advisor.

The term "personalized advice" refers to personal participant data such as age, salary, and Plan account balance, which will form the basis by which the Advisor will establish the Participant's savings and investment recommendations.

2. Requires a wireless signal or mobile connection. System availability and response times are subject to market conditions and your mobile connection limitations. Functionality may vary by operating system and/or device.

3. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

4. Viewing the landing page or email on mobile devices requires a wireless signal or mobile connection.

5. The My Retirement Progress™ percentage is calculated by Schwab Retirement Plan Services, Inc. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results.

6. A Strategic Analysis: Drivers of Engagement and Loyalty, NARPP 2017 Participant Trust Study, Edition v4.0, 2017; NARPP 2018, Participant Trust & Engagement Study: A Strategic Analysis, Edition v5, 2018. NARPP 2019 Participant Trust Study, Edition v6, 2019; NARPP 2020 Participant Trust Study, Edition v7, 2020. The data was collected through digital surveys, representing a nationwide sample. "Top leader," "top 3," "top performer," and "top rated" are all defined as 401(k) providers rated either first, second, or third on the National Association of Retirement Plan Participants (NARPP) Leaderboard that received the top three highest percentage scores rated by participants in the 2017, 2018, 2019, and 2020 NARPP studies. The key categories include overall satisfaction, trust, confidence, education, and participant knowledge. Contact@NARPP.org for a copy of the study.

Schwab MoneyWise® is provided by Charles Schwab & Co., Inc. 

(0420-0CRB) (0920-0GAL) (0721-1K5B) (0821-1DBF)
Investment Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Compliance Solutions. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Compliance Solutions is comprised of Schwab Designated Brokerage Services (DBS), a division of Charles Schwab & Co., Inc., DBS provides brokerage solutions for corporate clients who monitor their employees' securities activity. Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab", member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation ("Charles Schwab") provides a full range of securities brokerage, banking, money management, and financial advisory services, as well as services to retirement and other benefit plans. Charles Schwab & Co., Inc. offers investment services and products. Charles Schwab Bank, SSB (Member FDIC and an Equal Housing Lender) and Charles Schwab Trust Bank (Member FDIC) provides trust, custody, deposit, and lending products and services. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

© 2022 The Charles Schwab Corporation. All rights reserved. (0522-225N)