Your employees' 401(k) experience.

Because no two employees are in the same financial situation, Schwab Retirement Plan Services has built a participant experience to support a diverse workforce. Using a combination of innovative technology and thoughtful service from real people, we provide your employees with the tools, resources, and access to a broad range of solutions to help them address their financial hurdles and work toward reaching their retirement goals.
 

Meeting individual needs with an individualized approach.

Our individualized services and access to a broad range of solutions are designed to help your employees work toward their retirement goals. They can get easy access to your retirement plan and all its features through our user-friendly website or on-the-go with our mobile app. And we address financial wellness throughout the entire experience. The results speak for themselves: When surveying plans we service, 93% of participants say they feel better prepared to take the next step.1

  • Engage

    Help drive involvement with both the plan and their finances.

  • Connect

    Provide flexible, consistent, and seamless human and digital support.

  • Empathize

    Address both their feelings and behaviors about money.

  • Help

    Provide education, tools, and guidance for their diverse financial needs.

  • Solve

    Guide them to learn more about solutions they can use to work toward their financial goals.

Individualized experiences to prompt action.

  • Personalized messaging

    We deliver personalized messaging based on participant data that helps us monitor how and when participants like to be communicated with. We help address participants' diverse financial needs across multiple channels.

  • Track retirement goals

    Through our interactive tool My Retirement Progress™,2 your employees can see how much they've saved, track their progress, and learn how plan adjustments will affect their ability to achieve their retirement goals.

  • Financial wellness at work

    Retirement is just one aspect of your employees' financial lives. My Financial Guide is a dashboard where 401(k) participants can complete a questionnaire and receive personalized resources, relevant tools, and suggested next steps on topics such as emergency savings, debt management, and estate planning.

Seamless human and digital support to connect to the help they need.

Through access to a broad array of tools and educational resources, we help your employees understand their options and work toward reaching their financial goals in a way that works best for them. With Schwab Retirement Plan Services, your employees can access features including:

  • Third-party advice³

    Receive personalized saving and investment recommendations from an independent registered investment adviser.

  • Calls and coaching

    Connect with coaches trained in emotional intelligence and who can help address financial barriers for beyond-the-plan financial needs.

  • Financial wellness support

    See retirement as one piece of a broader financial life and access support working toward other goals, such as emergency saving, debt management, and home buying.

  • Chat with us

    Have questions answered by a real person and move seamlessly between online and phone conversation.

  • On-demand learning

    Explore an extensive library of webcasts and videos on topics like budgeting, managing debt, and investing.

  • More financial literacy

    Access Schwab Moneywise®,4 a collection of educational resources and tools, including the retirement and savings calculators.

Make your 401(k) plan the best part of your employee benefits package.

Images are for illustrative purposes only.

"We," "us," and "our" refer to Schwab Retirement Plan Services, Inc.

1. Schwab Retirement Plan Services internal data from January 1, 2021 to December 31, 2021, based on participant survey included in all live events. Respondents selected "I'm better prepared to take the next step in my financial journey as a result of the information presented in this webcast."

2. The My Retirement Progress™ percentage is calculated by Schwab Retirement Plan Services, Inc. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results.

3. At the direction of the Plan Sponsor, or Plan Administrator, Participants may have access to advice services that can provide Participants with a retirement savings and investment strategy for their Plan account, furnished by an independent registered investment advisor ("Advisor"). The Advisor is not affiliated with or an agent of Schwab Retirement Plan Services, Inc. (SRPS); Charles Schwab & Co., Inc. (CS&Co.), a federally registered investment advisor; or their affiliates. Neither SRPS, CS&Co., nor their affiliates supervise, make recommendations with respect to, or take responsibility for monitoring the advice services provided to the Participants by the Advisor. The term "personalized advice" refers to personal participant data such as age, salary, and Plan account balance, which will form the basis by which the Advisor will establish the Participant's savings and investment recommendations.

4. Schwab Moneywise® is provided by Charles Schwab & Co., Inc.

Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

Requires a wireless signal or mobile connection. System availability and response times are subject to market conditions and your mobile connection limitations. Functionality may vary by operating system and/or device.

Viewing the landing page or email on mobile devices requires a wireless signal or mobile connection.

(0922-2X4C)
Investment Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Designated Brokerage Services. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Schwab Designated Brokerages Services, a division of Charles Schwab & Co., Inc., provides technology solutions for corporate clients with regulatory requirements to monitor employee security transactions. . Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab", member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation ("Charles Schwab") provides a full range of securities brokerage, banking, money management, and financial advisory services, as well as services to retirement and other benefit plans. Charles Schwab & Co., Inc. offers investment services and products. Charles Schwab Bank, SSB (Member FDIC and an Equal Housing Lender) and Charles Schwab Trust Bank (Member FDIC) provides trust, custody, deposit, and lending products and services. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

© 2022 The Charles Schwab Corporation. All rights reserved. (0522-225N)