Why Schwab Retirement Plan Services.


Schwab was built around a simple idea: Put the client first. That's why Schwab Retirement Plan Services is a top 401(k) provider and the choice for employers who want more for their employees. Our commitment to helping improve the financial lives of plan participants is backed by Schwab's experience and industry leadership.

Easy access to expertise.

With us as your 401(k) recordkeeper, you can build a plan that is designed to advance your strategic goals alongside a team of experienced professionals who are available when you need them. Stay on top of plan design trends with industry insights, plan data, and web tools—all backed by access to five decades of Schwab's financial planning and investment experience.

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Individualized support for employees.

Spur employees' involvement in their financial futures with services tailored to their unique situations. With access to personalized financial guidance, a library of planning and educational tools, and flexible digital and human support, our plan features are designed to help your employees address financial barriers and better prepare for retirement.

Access to solutions to help you work toward your goals.

As your retirement plan provider, we help you design a plan with your workforce in mind. And through Charles Schwab, you get access to a broad range of solutions—from plan design and communication consulting for you to third-party advice services, investment options, financial planning, and wellness solutions for your employees.

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Competitive and transparent pricing

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Competitive and transparent pricing

With us, you know exactly what you're paying for. Get access to industry insights and best practices: That's included. And you can stay informed with our proactive analysis of services and fees1 to ensure you're getting competitive prices for you and your participants.

Schwab Retirement Plan Services at a glance.

Our offerings

Bundled retirement plan services include:

  • Defined contribution plans

  • Defined benefit plans

  • Nonqualified plans

Our profile*

  • 957

    Employer relationships

  • 1,344

    Retirement plans serviced

  • 1.9M

    Participants served

  • $266B

    Total assets

Our top industries**

  • Professional services

  • Energy

  • Manufacturing

  • Medical

  • Technology

Proven client satisfaction.

Don't just take our word for it—see what makes us a top 401(k) provider.

We are honored to receive the most Best in Class awards for 7 years in a row, which is nearly 2X more than the nearest qualifying plan provider, as rated in the 2023 PLANSPONSOR® Defined Contribution (DC) Survey.²

Workplace 401(k) learning hub.

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Workplace 401(k) learning hub.

Schwab Retirement Plan Services offers a growing collection of educational resources to support you, whether you are an employer or retirement plan consultant.

See how we can help your benefits package stand out.