Helping participants pursue better outcomes.

Step by step, with support along the way.

A woman checks her retirement savings on the go with the Schwab Workplace Retirement App.

Schwab Retirement Plan Services is committed to making available the support they need, no matter where they are on their financial journeys.

We look at a person's financial evolution as a series of approachable phases: earner, saver, investor, owner. And we believe that we can make a positive and lasting impact on people by supporting them where they are—each step of the way.

That's why we build financial wellness into everything we do. Using a powerful combination of innovative technology and service from real people, we provide participants with education and guidance to support their full financial lives.

Offering help when people need it.

Offering help when people need it

  • Managed account and advice services

    Access to third-party personalized advice and for a fee, ongoing retirement plan account management designed to help participants save more and stay on track.1

  • The Schwab Workplace Retirement App

    A secure mobile app enabling on-the-go access to account information, market news, and savings progress.2


  • Participant website

    A modern, intuitive web experience that gives participants access to account details and useful resources.3

  • Financial coaching

    One-on-one conversations addressing participants' financial concerns and goals to help them take their next best step.

  • Participant Services

    Representatives available to assist participants in understanding plan options and finding the right resources and tools to help meet their retirement savings needs.

Tailored communications

Targeted messaging that addresses participants' needs at every stage of their financial journeys—helping them make informed decisions and take action.4

Tailored messaging is available.

Education, tools, and resources.

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    My Financial Guide

    An interactive online dashboard designed to help participants understand how the pieces of their financial lives can fit together, from managing debt to saving for emergencies. Schwab Moneywise® expands educational content with access to a vast network of resources.

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    My Retirement Progress™

    A clear view of a participant's progress toward their retirement goals.5

Education, tools, and resources

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    Retirement and savings calculators

    Online tools to help participants assess their financial pictures and work toward their personal goals.

  • ICN Webcast icon

    Educational events

    Live and on-demand education on a range of important topics, such as debt management and estate planning, to help participants build their financial knowledge.

A legacy of trust

Rated by participants as a top leader in trust in the National Association of Retirement Plan Participants (NARPP) Study for the last four years in a row.6

More resources

HSA Spotlight: Closing the HSA Knowledge Gap
It's crucial for people to understand the advantages of HSAs so they don't miss out on potential long-term savings. To find out more about the unique benefits of HSAs and what we're doing to educate participants, check out our HSA spotlight.