Overview: Retirement plan services.

With our flexible approach, you can design a retirement plan that helps maximize employee savings outcomes. Choose our comprehensive, integrated retirement plan services, or select individual services to pair with your existing independent plan provider.1

Comprehensive workplace 401(k) services.

Design an employer-sponsored retirement plan that helps your business attract and keep top talent. Schwab Retirement Plan Services acts as the recordkeeper, streamlines plan administration, and takes a holistic approach to helping support your employees' financial lives.

Comprehensive workplace 401(k) services
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401(k) services paired with independent providers.

Combining industry expertise with personalized service, Schwab Retirement Business Services works with retirement advisors and independent recordkeepers to support retirement plans of all types and sizes.

401(k) services paired with independent providers
An advisor and a client sit together having a discussion.

View other plans and options.

We offer other defined contribution plan types, including employee stock ownership plans (ESOPs), profit-sharing plans, and money purchase plans.

Workplace 401(k) learning hub.

DCIO (defined contribution investment only)

Access a wide variety of investment choices for your retirement plan.

Learn more about Charles Schwab Investment Management

Learn more about how we can support your workforce.

"We," "us," and "our" refer collectively to The Charles Schwab Corporation and its separate but affiliated companies and subsidiaries unless otherwise noted.

1. Independent advisors and recordkeepers are not owned by, affiliated with, or supervised by Schwab.

(0922-2X4C), (0923-3EAJ)
Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Designated Brokerage Services. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Schwab Designated Brokerage Services (DBS), a division of Charles Schwab & Co., Inc., provides technology solutions for corporate clients with regulatory requirements to monitor employee security transactions.  Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab")(Member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors as well as provides services to retirement and other benefit plans and participants. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC, sipc.org), and affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice. Its banking subsidiaries, Charles Schwab Bank, SSB and Charles Schwab Premier Bank, SSB (Members FDIC and an Equal Housing Lenders), provide banking and lending services and products; Charles Schwab Trust Bank (Member FDIC), provides trust, custody, and deposit products and services. Its recordkeeping subsidiary, Schwab Retirement Plan Services, Inc., provides recordkeeping and related services. What we share here to help support you, your employees, your plan, and your participants represents the broad range of products and services available through The Charles Schwab Corporation and its operating subsidiaries. This includes access to brokerage, banking, trust, and recordkeeping services to help respond to needs that may exist within or beyond your retirement plan.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank, Member FDIC, and Charles Schwab & Co., Inc., Member SIPC. Trust, custody, and deposit products and services are offered by Charles Schwab Trust Bank. Brokerage products and services are offered by Charles Schwab & Co., Inc. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

© 2025 The Charles Schwab Corporation. All rights reserved. (0522-225N)

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