Have a question about 401(k) plans? Our experienced professionals can help.

Whenever you're ready, our team is here to guide you in the right direction.

Insights from Schwab Retirement Plan Services

  • Personalization, choice and education for younger workers.

    Read on.

  • What employers want in a 401(k) provider

    Read on.

  • Maintaining financial confidence during challenging times

    Read on.

  • Crucial insights from this year's 401(k) Participant Study:

    Read on.

  • How can you maximize your employee benefits?

    Read on.

  • Getting a raise? Here's what you can do next.

    Read on.

  • Small steps now could make a big difference later

    Read on.

  • Practical steps for financial resilience

    Read on.

  • Staying flexible in an ever-changing work environment.

    Read on.

  • Keep your goals on track with virtual benefits.

    Read on.

  • Open enrollment is here. When electing healthcare benefits, think beyond insurance.

    Read on.
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News and reports about retirement plans and investing.

  • News and reports

    What's happening in the world of retirement plans and investing? Let's find out. Stay up to date on important happenings and keep up with current events.

Washington news and investment indicators

  • The latest from Washington

    Take a look at the latest summary from Michael Townsend who takes us through this quarter's legislative and regulatory news.

    Stay informed with the Washington Update

  • Schwab Self-Directed Brokerage Account Indicators

    Every quarter, we gather key investment statistics and profile information on employees investing in the Schwab Personal Choice Retirement Account®.1

    Read the latest SBDA report.

401(k) Information

  • 401(k) Plan Information and Resources

Schwab 401(k) Participant Survey Results

Every year, we conduct a nationwide survey of 401(k) plan participants. Our most recent survey revealed a sharp increase in confidence and demand for financial advice.

See the Schwab 401(k) participant survey results

More information about our offerings

Insights you can use—starting now.

Schwab's unique approach to financial wellness is designed to meet the needs of your employees, regardless of their life situation.  
Learn more about this this unique approach >

Like analytics? We've got you. Our plan analytics tool allows you to quickly see where your plan stands and how your participants are doing.
Dive in to Plan Analytics >

Need a hand with support? Our service guide shows how we support plan sponsors and participants through technology and resources.
Explore our Service Guide >

Why is an HSA important? HSAs have the potential to build long-term savings as well as provide health savings. Learn about ways to educate your participants on this important topic.
Close the HSA Knowledge Gap >

Security is critical. To protect your sensitive plan data and participants' plan assets, we maintain rigorous cybersecurity and fraud-prevention controls.
See how you're protected with Cybersecurity >  

Simplified student loan management is here.  Vault Advisor*, a comprehensive student loan resource, can help employees get ahead of student loans with a dashboard of all student loans in one place, modeling of customized payoff plans, and educational resources—at no extra cost.
Take a closer look >

Research from The Charles Schwab Corporation

Check in to see the latest information from Schwab-sponsored research, which provides insight and crucial findings for a wide variety of timely issues.

Dive into Schwab research >

Talk with us about your options

1. Schwab Personal Choice Retirement Account® (PCRA) is offered through Charles Schwab & Co., Inc. (member SIPC), a registered broker-dealer, as part of the Plan, with Plan recordkeeping services provided by Schwab Retirement Plan Services, Inc.

*Vault Advisor is provided by Student Loan Benefits, Inc. (Vault) and is not affiliated with Schwab Retirement Plan Services, Inc. and its affiliates.

(1122-2B5A)
Investment Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Designated Brokerage Services. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Schwab Designated Brokerages Services, a division of Charles Schwab & Co., Inc., provides technology solutions for corporate clients with regulatory requirements to monitor employee security transactions. . Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab", member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation ("Charles Schwab") provides a full range of securities brokerage, banking, money management, and financial advisory services, as well as services to retirement and other benefit plans. Charles Schwab & Co., Inc. offers investment services and products. Charles Schwab Bank, SSB (Member FDIC and an Equal Housing Lender) and Charles Schwab Trust Bank (Member FDIC) provides trust, custody, deposit, and lending products and services. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

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