Financial wellness

An approach as unique as your employees

Contact us

What is financial wellness?

No two individuals will define financial wellness in the same way. That's why our approach to workplace financial wellness is designed to meet the needs of each employee regardless of their life stage or where they are in their financial journey.

Access to solutions that help address employees' diverse needs

Help your employees take the next steps toward their financial goals with services and solutions that meet them wherever they are. With Schwab's approach to workplace financial wellness, employees can access resources that help address:

  • Planning and goal-setting

    Getting prepared for their next steps

    • Creating a financial plan
    • Home buying
    • Insurance
    • College savings
    • Estate needs

  • Spending and debt management

    Making the most of their money now

    • Budgeting
    • Debt management
    • Flexible borrowing
    • Identity theft protection
    • Student loan repayment

  • Saving and investing

    Setting aside funds for long-term goals

    • Emergency savings
    • Health care savings
    • Educational savings
    • Goal-based investing
    • Retirement income

Ways for employees to access help

Planning for a financial future can be daunting. Our approach to workplace financial wellness is designed to help employees overcome any inertia with practical steps and guidance. Through a powerful combination of empathetic human support and intuitive digital resources, employees are encouraged to take steps toward their financial goals in the way that works best for them.

  • Professional human support

  • Learning anywhere, anytime

  • Practical digital resources

  • Actionable financial solutions

When your employees win, your company wins

  • Financial stress comes at a cost

    An anguished person uses a laptop and rubs their temples. "1 in 4" appears next to them.

    More than 1 in 4 workers say that financial stress has impacted their ability to do their job.1

    View participant survey results

  • Employees want help

    A person emerges from a cell phone and points at a bar chart. "6 in 10" appears next to them.

    6 in 10 believe their financial situation warrants advice.2

  • Results you can trust

    "91%" appears in the middle of a donut chart.

    91% of attendees felt better prepared to take the next step after attending one of our events.3

Share our approach to workplace financial wellness

Share our approach to workplace financial wellness

Need to talk it over with your team? Download and share a guide that details our approach to workplace financial wellness.

Download the guide

Financial wellness support for all clients

Financial wellness support for all clients

Our approach to financial wellness—including digital resources, human support, and access to broad financial solutions—extends to all employees of Workplace Financial Services clients.

Retirement Plan ServicesStock Plan ServicesDesignated Brokerage Services

Ready to talk?

"We," "us," "our," and "Schwab" refer collectively to The Charles Schwab Corporation and its separate but affiliated companies and subsidiaries unless otherwise noted.

  1. 2022 401(k) Participant Study, Schwab Retirement Plan Services, Inc., July 2022. This online survey of U.S. 401(k) participants was conducted by Logica Research for Schwab Retirement Plan Services, Inc. Logica Research is neither affiliated with, nor employed by, Schwab Retirement Plan Services, Inc. The survey is based on 1,000 interviews. Survey respondents were actively employed by companies with at least 25 employees, were 401(k) plan participants, and were 21–70 years old. Survey respondents were not asked to indicate whether they had 401(k) accounts with Schwab Retirement Plan Services, Inc. All data is self-reported by study participants and is not verified or validated. Respondents participated in the study between April 4 and April 19, 2022. Detailed results can be found here.
  2. See note 1 above.
  3. Schwab Retirement Plan Services internal data from January 1, 2022, to October 31, 2022, based on participant survey included in all live events. Respondents selected "I'm better prepared to take the next step in my financial journey as a result of the information presented in this webcast."

 

AHA (0523-3BY7)
Investment Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Designated Brokerage Services. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Schwab Designated Brokerages Services, a division of Charles Schwab & Co., Inc., provides technology solutions for corporate clients with regulatory requirements to monitor employee security transactions. . Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab", member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation ("Charles Schwab") provides a full range of securities brokerage, banking, money management, and financial advisory services, as well as services to retirement and other benefit plans. Charles Schwab & Co., Inc. offers investment services and products. Charles Schwab Bank, SSB (Member FDIC and an Equal Housing Lender) and Charles Schwab Trust Bank (Member FDIC) provides trust, custody, deposit, and lending products and services. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

© 2023 The Charles Schwab Corporation. All rights reserved. (0522-225N)