Financial wellness support for retirement plans.

We believe that retirement readiness requires more than a 401(k).

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Participants' financial lives are about more than saving for retirement. Competing priorities like managing debt, saving for other financial goals, and paying monthly bills can all play a role in whether people save enough for retirement.

Supporting financial wellness has always been at the core of everything we do for participants. Our approach may help your employees feel confident saving and investing for their full financial lives, no matter what their current financial situations are or how they change.
 

We build financial wellness into your employees' experience.

Our approach pairs education with opportunities for people to take action.

Learn.Discover

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    Discover and learn

    Whether they're using our intuitive participant website or our workplace retirement app,1 participants can access interactive tools and educational resources to measure progress toward their goals and help them make more-informed decisions.

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    Get personal support

    Through focused 1:1 financial coaching conversations, participants can get guidance to address their unique financial situations and help them gain confidence in their abilities.

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    Save and invest

    Participants have options for managing their finances that meet them where they are and help them grow on their terms, such as third-party in-plan managed account and advice services,2 self-directed brokerage accounts, and beyond-the-plan saving and investing options.3

Learn more about financial wellness.

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1. System availability requires a wireless signal or mobile connection, and response times are subject to market conditions and your mobile connection limitations. Functionality may vary by operation system and/or device.

2. At the direction of the Plan Sponsor or Plan Administrator, participants may have access to advice services that can provide participants with a retirement savings and investment strategy for their Plan account, furnished by an independent registered investment advisor ("Advisor"). The Advisor is not affiliated with or an agent of Schwab Retirement Plan Services, Inc. (SRPS); Charles Schwab & Co., Inc. (CS&Co.), a federally registered investment advisor; or their affiliates. Neither SRPS, CS&Co., nor their affiliates supervise, make recommendations with respect to, or take responsibility for monitoring the advice services provided to the participants by the Advisor.

The term "personalized advice" refers to personal participant data such as age, salary, and Plan account balance, which will form the basis by which the Advisor will establish the participant's savings and investment recommendations.

3. Please be aware that brokerage products and services provided by Charles Schwab & Co., Inc. (CS&Co., “Schwab”) (Member SIPC) through Schwab branches are separate and distinct from the services offered through the retirement plan serviced by Schwab Retirement Plan Services, Inc. (SRPS). Any fees incurred for non-plan-related CS&Co. products or services provided by the Schwab branches will be incurred by the individual investor and not be paid by your retirement plan or Plan Sponsor. SRPS and CS&Co. are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. 

"We" and "our" refer to Schwab Retirement Plan Services, Inc. throughout this web page, unless otherwise noted.
 

(0920-0GAL) (10/20)
Investment Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value

Outcomes are not guaranteed.

Workplace Financial Services is a business enterprise which offers products and services through Schwab Retirement Plan Services, Inc.; Schwab Stock Plan Services; and Designated Brokerage Services. Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc. providing equity compensation plan services and brokerage solutions for corporate clients. Schwab Designated Brokerages Services, a division of Charles Schwab & Co., Inc., provides technology solutions for corporate clients with regulatory requirements to monitor employee security transactions. . Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab", member SIPC) are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation.

Through its operating subsidiaries, The Charles Schwab Corporation ("Charles Schwab") provides a full range of securities brokerage, banking, money management, and financial advisory services, as well as services to retirement and other benefit plans. Charles Schwab & Co., Inc. offers investment services and products. Charles Schwab Bank, SSB (Member FDIC and an Equal Housing Lender) and Charles Schwab Trust Bank (Member FDIC) provides trust, custody, deposit, and lending products and services. Schwab Retirement Technologies, Inc. ("Schwab RT") is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators.

© 2023 The Charles Schwab Corporation. All rights reserved. (0522-225N)

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